America is losing it's lead in the world through complacency & laziness

I just finished reading this excellent post by David Berlind of ZDNet.

At least I now know that I'm not the only one to feel this way...

Why Americans are technology, political, and educational laggards and how it will doom them by ZDNet's David Berlind -- The other day, via CNET Networks' internal email system, fellow ZDNet blogger and TechRepublic technical director George Ou sounded an alarm about an urgent online banking issue he came across on the Web site for the SANS Institute. It probably didn't get the attention it should have. Ou blogged the item with a headline that [...]

He drops the blame right at our own feet- & he's quite right to do so...What's your take on his view & of the sub-story I consider very alarming, as well- of major banks lacking even the most basic of security practices?